We’ve all heard of insured benefits, right? It’s, well, insurance. But did you know some benefits are non-insured? Yep, it’s a thing! Non-insured benefits are an inexpensive way to have access to additional health and wellness resources that could save you money. So, what can non-insured benefits do for you? We’re glad you asked!
Convenient medical access
Access to doctors online or by phone – Not everyone has medical insurance and even those that do, don’t always have time to go to the doctor for minor medical annoyances. That’s when being able to contact a doctor online or by phone would come in handy. You’ll save time and money by using this service for diagnosis and treatment of minor illnesses.
Help with health claims
Access to health advocates – Health advocates can help you navigate the murky waters of insurance and healthcare systems. They can help resolve claims issues, negotiate discounts with your provider, and explain your benefits to you.
Discounts
Dental and vision discounts – Sometimes everything goes wrong at once. When you have reached your annual benefit maximums but still have more expense to go, saving an extra 10% to 60% with dental and vision discounts can make everything seem brighter.
Call a lawyer
Legal services – We don’t all have a lawyer on retainer as they do on TV. Sometimes things come up that require an experienced lawyer. When that happens, discounted rates on the services you need is a welcome thing.
Protect your identity
ID theft protection services – They’re everywhere now. Thieves attempting to hack into your world and steal your identity. ID theft protection services can monitor your credit for fraud and will give you access to fraud specialists who can provide resolution assistance if you fall prey to an identity thief.
Can you hear me?
Hearing aid discounts – What’s that? You need a hearing aid, but your insurance doesn’t cover the cost? Hearing aid discounts are often provided with non-insured benefits.
Shopping and entertainment
Instant discounts – Some non-insured benefit providers give you access to apps that will help you find discounts to merchants while you’re on-the-go. These discounts could apply to restaurants, shopping, entertainment, and even travel.
Non-insured benefits can range in price based on the benefits provided but are usually under $20.00/month. With prices that low, these benefits pay for themselves. Don’t just “show me the money!” SAVE me the money!
[maxbutton id=”1″]
[/fusion_text][fusion_sharing tagline=”Share this post” tagline_color=”” backgroundcolor=”” title=”” link=”https://spirithr.com/non-insured-benefits-breakdown/ ” description=”Tm9uLWluc3VyZWQgYmVuZWZpdHMgYXJlIGFuIGluZXhwZW5zaXZlIHdheSB0byBoYXZlIGFjY2VzcyB0byBhZGRpdGlvbmFsIGhlYWx0aCBhbmQgd2VsbG5lc3MgcmVzb3VyY2VzIHRoYXQgY291bGQgc2F2ZSB5b3UgbW9uZXku” icons_boxed=”” icons_boxed_radius=”” color_type=”” icon_colors=”” box_colors=”” tooltip_placement=”” pinterest_image=”” pinterest_image_id=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” /][/fusion_builder_column][fusion_builder_column type=”1_6″ layout=”1_6″ spacing=”” center_content=”no” hover_type=”none” link=”” min_height=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” background_color=”” background_image=”” background_position=”left top” background_repeat=”no-repeat” border_size=”0″ border_color=”” border_style=”solid” border_position=”all” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=”” last=”no”][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]
Non-Insured Benefits Breakdown

Convenient Medical Access
Access to doctors online or by phone – Not everyone has medical insurance and even those that do, don’t always have time to go to the doctor for minor medical annoyances. That’s when being able to contact a doctor online or by phone would come in handy. You’ll save time and money by using this service for diagnosis and treatment of minor illnesses.
Help With Health Claims
Access to health advocates – Health advocates can help you navigate the murky waters of insurance and healthcare systems. They can help resolve claims issues, negotiate discounts with your provider, and explain your benefits to you.
Discounts
Dental and vision discounts – Sometimes everything goes wrong at once. When you have reached your annual benefit maximums but still have more expense to go, saving an extra 10% to 60% with dental and vision discounts can make everything seem brighter.
Call a Lawyer
Legal services – We don’t all have a lawyer on retainer as they do on TV. Sometimes things come up that require an experienced lawyer. When that happens, discounted rates on the services you need is a welcome thing.
Protect Your Identity
ID theft protection services – They’re everywhere now. Thieves attempting to hack into your world and steal your identity. ID theft protection services can monitor your credit for fraud and will give you access to fraud specialists who can provide resolution assistance if you fall prey to an identity thief.
Can You Hear Me?
Hearing aid discounts – What’s that? You need a hearing aid, but your insurance doesn’t cover the cost? Hearing aid discounts are often provided with non-insured benefits.
Shopping and Entertainment
Instant discounts – Some non-insured benefit providers give you access to apps that will help you find discounts to merchants while you’re on-the-go. These discounts could apply to restaurants, shopping, entertainment, and even travel.
Non-insured benefits can range in price based on the benefits provided but are usually under $20.00/month. With prices that low, these benefits pay for themselves. Don’t just “show me the money!” SAVE me the money!
Latest Blogs from Spirit HR
Are You Wasting Money on HR? The Hidden Costs of Payroll, Benefits, and Compliance
The Hidden Costs of Managing HR the Old Way Many business owners believe they can’t afford a PEO (Professional Employer Organization). The truth? They’re already spending the money—but in an inefficient way. Most businesses rely on multiple HR service providers to...
Experience the New and Improved Spirit Connect
Running a business is hard—but managing HR doesn’t have to be. At Spirit HR, we are committed to making workforce management simpler, more efficient, and more intuitive for our clients. That’s why we’re excited to introduce new technology upgrades to Spirit Connect,...
Excellence in Action: How Spirit HR Achieves Near-Perfect NPS Scores
At Spirit HR, excellence isn’t just a goal—it’s the foundation of everything we do. Under the leadership of our President & COO, Marilyn Conyer, we’ve built a culture that drives exceptional service, reflected in our near-perfect Net Promoter Scores (NPS). In a...